@import url("https://fonts.googleapis.com/css2?family=Montserrat:ital,wght@0,400;0,500;0,600;0,700;0,800;1,600&display=swap");:root{--navy:#043847;--teal:#007394;--mint:#84f2ff;--mint2:#eaf7fd;--azure:#8df;--ink:#123039;--mut:#5e7580;--line:#dbe7ec;--cream:#f4f9fb;--white:#fff;--orange:#f4851f;--green:#00cca7;--shadow:0 10px 30px rgba(4,56,71,.12)}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{background:var(--cream);color:var(--ink);font-family:Montserrat,-apple-system,BlinkMacSystemFont,Segoe UI,Helvetica,Arial,sans-serif;font-weight:500;line-height:1.55;-webkit-font-smoothing:antialiased}h1,h2,h3,h4{font-weight:800;letter-spacing:-.01em}a{color:inherit;text-decoration:none}.wrap{margin:0 auto;max-width:1080px;padding:0 24px}.btn{border:2px solid transparent;border-radius:8px;cursor:pointer;display:inline-block;font-family:inherit;font-size:15px;font-weight:600;padding:14px 26px;transition:.2s}.btn-primary{background:var(--teal);color:#fff}.btn-primary:hover{background:#005f7a}.btn-orange{background:var(--orange);color:#fff}.btn-ghost{background:transparent;border:2px solid rgba(22,51,77,.25);color:var(--navy)}.eyebrow{color:var(--teal);font-size:13px;font-weight:700;letter-spacing:.16em;text-transform:uppercase}header{background:var(--white);border-bottom:1px solid var(--line)}.nav{align-items:center;display:flex;height:64px;justify-content:space-between}.logo{color:var(--navy);font-size:20px;font-weight:800}.logo .b{color:var(--teal)}.tagline{color:var(--mut);font-size:12.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase}@media (max-width:680px){.tagline{display:none}}.stage{align-items:flex-start;display:flex;justify-content:center;min-height:calc(100vh - 64px);padding:42px 0 70px}.card{background:var(--white);border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);max-width:980px;overflow:hidden;width:100%}.intro{display:grid;grid-template-columns:1.15fr .85fr;min-height:440px}@media (max-width:760px){.intro{grid-template-columns:1fr}}.intro .left{padding:52px 46px}.intro h1{color:var(--navy);font-size:38px;line-height:1.1;margin:14px 0 0;max-width:17ch}.intro h1 .accent{color:var(--teal)}.intro p.sub{color:var(--mut);font-size:17px;margin:18px 0 30px;max-width:46ch}.intro .right{background:linear-gradient(165deg,#043847,#007394);color:#fff;display:flex;flex-direction:column;justify-content:center;padding:46px 38px}.intro .right h3{font-size:20px;margin-bottom:18px}.intro .right ul{list-style:none}.intro .right li{border-top:1px solid hsla(0,0%,100%,.12);color:#dbe7ec;font-size:15px;padding:10px 0 10px 30px;position:relative}.intro .right li:first-child{border-top:none}.intro .right li:before{color:var(--mint);content:"✓";font-weight:700;left:0;position:absolute}.quiz{display:none;grid-template-columns:1fr 300px;min-height:540px}.quiz.show{display:grid}@media (max-width:820px){.quiz{grid-template-columns:1fr}.rail{display:none}}.qmain{display:flex;flex-direction:column;padding:34px 44px 40px}.progwrap{margin-bottom:26px}.progtop{color:var(--mut);display:flex;font-size:12.5px;font-weight:600;justify-content:space-between;margin-bottom:9px}.progtop .pct{color:var(--teal)}.ptrack{background:#eef5f8;height:7px;overflow:hidden}.pfill,.ptrack{border-radius:6px}.pfill{background:linear-gradient(90deg,var(--teal),var(--mint));height:100%;transition:width .4s;width:0}.qstep{animation:fade .3s ease;flex:1}@keyframes fade{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}.qkicker{color:var(--teal);font-size:12.5px;font-weight:700;letter-spacing:.05em;margin-bottom:10px;text-transform:uppercase}.qtext{color:var(--navy);font-size:25px;font-weight:700;line-height:1.2;margin-bottom:6px}.qhint{color:var(--mut);font-size:14.5px;margin-bottom:20px}.opts{display:grid;gap:11px}.opt{align-items:center;background:#fff;border:1.5px solid var(--line);border-radius:12px;cursor:pointer;display:flex;font-size:15px;gap:13px;padding:15px 17px;transition:.15s}.opt:hover{border-color:var(--mint)}.opt.sel{background:var(--mint2);border-color:var(--teal);box-shadow:inset 0 0 0 1px var(--teal)}.opt .tick{align-items:center;border:1.5px solid #cfd9de;border-radius:6px;color:#fff;display:flex;flex-shrink:0;font-size:13px;height:22px;justify-content:center;width:22px}.opt.sel .tick{background:var(--teal);border-color:var(--teal)}.fin input,.fin textarea,.txtwrap input,.txtwrap textarea{border:1.5px solid var(--line);border-radius:10px;color:var(--ink);font-family:inherit;font-size:15px;font-weight:500;padding:13px 15px;width:100%}.txtwrap textarea{line-height:1.5;min-height:110px;resize:vertical}.fin input:focus,.fin textarea:focus,.txtwrap input:focus,.txtwrap textarea:focus{border-color:var(--teal);outline:none}.optnote{color:var(--mut);font-size:12.5px;margin-top:10px}.qnav{align-items:center;border-top:1px solid var(--line);display:flex;justify-content:space-between;margin-top:24px;padding-top:20px}.qnav .back{color:var(--mut);cursor:pointer;font-size:14px;font-weight:600}.qnav .back.hidden{visibility:hidden}.fin,.fin .row2{display:grid;gap:12px}.fin .row2{grid-template-columns:1fr 1fr}@media (max-width:520px){.fin .row2{grid-template-columns:1fr}}.fin label{color:var(--navy);font-size:12px;font-weight:700;margin-bottom:-4px}.consent{color:var(--mut);font-size:11.5px;line-height:1.5}.rail{background:var(--cream);border-left:1px solid var(--line);display:flex;flex-direction:column;justify-content:center;padding:32px 26px}.rail .quote{color:var(--navy);font-size:15.5px;font-style:italic;line-height:1.5}.rail .who{color:var(--mut);font-size:13px;font-weight:600;margin-top:12px}.loading{display:none;padding:80px 44px;text-align:center}.loading.show{display:block}.spinner{animation:spin 1s linear infinite;border:4px solid #dbe7ec;border-radius:50%;border-top:4px solid var(--teal);height:44px;margin:0 auto 22px;width:44px}@keyframes spin{to{transform:rotate(1turn)}}.loading h3{color:var(--navy);font-size:22px;margin-bottom:8px}.loading p{color:var(--mut);font-size:14.5px}.result{display:none}.result.show{display:block}.rhead{background:linear-gradient(160deg,#043847,#007394);color:#fff;padding:36px 46px}.rhead .eyebrow{color:var(--mint)}.rhead h2{font-size:28px;margin:10px 0 0}.rhead p{color:#bfe6f5;font-size:15px;margin-top:10px;max-width:56ch}.rbody{padding:30px 46px 42px}@media (max-width:680px){.rhead{padding:26px}.rbody{padding:24px}}.jddoc{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);overflow:hidden}.jdtop{background:linear-gradient(160deg,#043847,#007394);color:#fff;padding:26px 32px}.jdtop h2{font-size:26px;margin:0 0 6px}.jdtop p{color:#cfeefb;font-size:14.5px;max-width:62ch}.jdinner{padding:28px 32px 34px}.jdsec{margin-top:24px}.jdsec:first-child{margin-top:0}.jdsec h4{border-bottom:1px solid var(--line);color:var(--teal);font-size:12px;font-weight:800;letter-spacing:.06em;margin-bottom:9px;padding-bottom:7px;text-transform:uppercase}.jdsec p{color:var(--ink);font-size:14.5px;line-height:1.6}.jdsec ul{list-style:none}.jdsec li{color:var(--ink);font-size:14.5px;line-height:1.5;padding:6px 0 6px 22px;position:relative}.jdsec li:before{color:var(--teal);content:"•";font-weight:700;left:2px;position:absolute}.jdactions{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:24px}.confirm{background:#e7f7ef;border:1px solid #b9e6cf;border-radius:12px;color:#0a5c3c;font-size:13.5px;margin-bottom:18px;padding:13px 18px;text-align:center}.calnext{background:linear-gradient(160deg,#043847,#007394);border-radius:16px;color:#fff;margin-top:28px;padding:28px 32px}.calnext h3{font-size:21px;margin-bottom:6px}.calnext p{color:#bfe6f5;font-size:14px;margin-bottom:16px}.disclaimer{color:var(--mut);font-size:11.5px;margin:20px auto 0;max-width:66ch;text-align:center}.errbox{background:#fdecea;border:1px solid #f5c6c0;border-radius:10px;color:#8a2a1b;display:none;font-size:13.5px;margin-top:12px;padding:12px 16px}@media print{.calnext,.jdactions,.qnav,.rtools,header{display:none}.card{border:none;box-shadow:none}}